We Go Above And Beyond To Fulfill Your Real Estate Dreams.
Select Mortgage & Real Estate is dedicated to helping you make your home purchase and refinancing experience a quick and easy process.
CA Snapshot
60K
Avg Loans Per Year
CA Snapshot
5K
Avg Loans Per Month
CA Snapshot
5.8K
Number Of Mortgage Brokers
CA Snapshot
$2,421
Median Monthly Home Payment
* California Statistics From Orange County Register Freddie Mac March 2019
Broker Consultation
We need the financial aspect first, before looking for a property and writing an offer. We get you the mortgage pre-approval, for either purchase or refinance, then we help you find the property that meets the requirements.
We have been in business since 1996 and actively assisting the local community to buy, finance and refinance their properties. We understand that not everyone has the same requirements, and property ownership is a challenging task and accomplishment. Contact us for a free consultation today.
Mortgage Loans
We will take the necessary information from you and will provide you with the best financial mortgage solution. Then we provide an estimated time and plans that are available to you. Thereafter, we get you a rate quote, before starting your loan application, and we will set you up with the best plans from many different lenders at the same time. Finally, we start the process of getting your loan approved and funding with the least interruption of your time and life.
Tap into your home equity and let your equity work for you
Loans We Can Help With
01. Self-Employed
Non-QM Bank Statement Loans
These loans are ideal for self-employed borrowers with minimal taxable income. Financing is based on monthly deposits rather than yearly income.
02. Over Age 62
Reverse Mortgage Purchase/Refinance
Refinance or buy out your property without having to pay monthly mortgage payments.
03. Opportunity Loans
Construction & Bridge Loans
A short term bridge loan that helps bridge your initial project financing. Upon project completion we will help you refinance into a lower interest.
Real Estate
At Select real estate, we get your pre-approval for a mortgage first, before writing an offer. Before you start the search for a new home and do home shopping, we need to get all your financial aspects in order. Once we review them with you, we will get you a direction and guide you along the way, and thereafter, we will guide you to find the desired property that you like and can afford comfortably. Once a purchase agreement is in place then we go forward with your funding and closing process.
Estimate Your Loan Amount
Use our mortgage loan calculator to help you to estimate your loan amount or monthly mortgage payment.
Types Of Properties We Work With
Commerical
Land
Residential
Other Loans We Service
Refinancing
FHA Loans
Conventional Fixed Rate Mortgage
Adjustable Rate Mortgages (ARM)
VA Loans
Jumbo Loans
Hard Money / Bridge Loan
Home Equity Loans
Projects We've Worked On
01. Mortgage Loan
Reverse Mortgage Cash Out
Manufactured home 50% cash-back with reverse mortgage in Palm Springs, CA
02. Mortgage Loan
NO TAX RETURN PURCHASE LOAN
Purchase transaction with loan approval and financing at 80% No tax returns. Two years later with a one-year tax return refinanced for 30 years loan and lower rate. Laguna Niguel CA
03. Business Loan
Commercial
Auto Dealership private loan remodeling and property improvement $3 m loan 20 year term. Los Angeles, Ca
04. Jumbo Loan
LARGE HOME EQUITY LINE OF CREDIT
20 Mil home value got 9.2 mil loan, with 3.3 mil first lean conventional and 5.95 mil standard HELOC second lean. Lake Sherwood, CA
05. Federal Loan
FHA NO DOWN PAYMENT NO COST
20 Mil home value got 9.2 mil loan, with 3.3 mil first lean conventional and 5.95 mil standard HELOC second lean. Lake Sherwood, CA
06. Refinance
NO TAX RETURN REFINANCE CASHOUT
18 Acer land refinanced out of an 11% hard money loan into 5.875% with just 24 months of bank statements program plus 80k cashout. Fresno County CA
FAQs
Federal assisting programs with no money or very small down payments on purchases.
Get the most out of your property equity at the current market value, to refinance into a lower rate, or get cash out equity, with the max loan to value ratio, with or without, mortgage insurance premiums.
Get a conventional loan fixed rate for 40, 30, 15 or 10 year terms.
These loans are usually adjusted every year after an initial low rate offering period of a few years. Usually ARM rate adjustments are linked to libor. The mortgage rates are libor plus a low prime, as the mortgage rate.
Eligible Veterans Affair eligible borrowers get access to 100% financing and special low rates.
High balance and jumbo size loans ($800,000 and above) have their own conventional fixed rates, and it’s requirements.
Access your equity as cash on hand or get an immediate mortgage loan based on the equity by itself, with no income documentation. (fast and quick short term loan, higher interest and fees for this loans)
Get a line of credit for the percentage of your equity turned into a liquid asset that is accessible as cash in hand.
